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If you're going to use a small-cap index like the Russell 2000, you could desire to stop and consider why a good index fund company, like Lead, does not have any funds that follow it. The factor is due to the fact that it's a poor index.
I haven't even resolved the straw guy here yet, and that is the fact that it is fairly rare that you really have to pay either tax obligations or considerable payments to rebalance anyway. Many smart capitalists rebalance as much as feasible in their tax-protected accounts.
And of training course, nobody ought to be acquiring packed shared funds, ever before. It's really too bad that IULs do not work.
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